When a tree comes down on your home
When a tree falls on your home, safety comes first, then preventing further damage.
What to do first
- Get everyone out of damaged rooms. If you smell gas or see structural damage, leave and call 911.
- Stay away from downed lines. Call your utility.
- Photograph damage from a safe distance for insurance.
- Call your insurer to start a claim.
- Get a reputable tree service to remove the tree and tarp the roof.
Insurance basics
Policies generally cover tree removal when a tree damages a covered structure, often with a per-tree cap. Keep receipts and photos. Trees that fall in the yard without hitting anything usually aren't covered.
Avoid storm chasers
After big storms, unlicensed crews show up. Verify insurance, avoid large upfront deposits, and get the price in writing.
Related Tree Removal Topics
Frequently Asked Questions
How much does emergency tree removal cost?
Often more than standard removal due to complexity and urgency, frequently $1,500 to $5,000+ for a tree on a house.
Will my insurer pay the tree service directly?
Sometimes, but usually you pay and are reimbursed per your policy.
Ready for a straight answer? Tell us about your project and we'll connect you with a licensed, insured local pro for a written quote.
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